Every feature is intentional. Nothing is bloat. This is what a well-engineered personal finance app looks like.
🔐
Hardware-Backed Card Security
Card numbers and CVVs are stored in Android Keystore / iOS Secure Enclave via expo-secure-store — the same hardware chip that protects your fingerprints. Even if the device is rooted, the raw data cannot be extracted. All other card metadata lives in AsyncStorage.
await SecureStore.setItemAsync(
`card_secure_${id}`,
JSON.stringify({ number, cvv })
);
🔔
Bill Due Notifications
Local notifications fire 1 day before and on the due day — at 9 AM. Monthly repeat, no server. Add a bill once, get reminded every month automatically.
📈
Analytics Tab
Interactive donut chart, day-of-week heatmap, month vs. last month comparison, top 5 biggest expenses, and category budget adherence bars.
🧪
What-If Simulator
Slide each spending category down and see live savings projections. "If I cut Food by ₹2k, I'd save ₹24k/yr." No other free app has this.
📄
PDF Financial Report
One tap generates a full branded PDF — all-time summary, this month breakdown, category bars, and the full transaction table. Share instantly.
👆
Swipe-to-Edit / Delete
Swipe any transaction row left with your finger — it follows live. Snap open at 52px to reveal Edit (blue) and Delete (red) action buttons. Tap the row to close. Built with PanResponder, no third-party libraries.
onMoveShouldSetPanResponder: (_, g) =>
Math.abs(g.dx) > 6 && Math.abs(g.dx) > Math.abs(g.dy) * 1.5,
onPanResponderRelease: (_, g) =>
current < -52 || g.vx < -0.4 ? snapOpen() : snapClose()
💰
Animated Balance Counter
Your balance ticks up and down with a smooth 600ms counter every time a transaction is saved. You physically feel the money move.
✨
Premium Gold Splash Screen
3-second launch animation: flash burst → 3 gold pulse rings → 8 lightning streaks → glassmorphism wallet → logo spring-in with shimmer → text blur-to-sharp reveal → 20 floating particles. No SVG.
🛡️
Financial Health Score
A real 0–100 score built on savings rate, budget adherence, balance, and income logging.
🏆
Goal Confetti
Hit a savings goal and get a full-screen 22-particle confetti explosion with haptic feedback. The most emotional moment in a finance app.
🗂
Per-Category Budgets
Set monthly limits per category. Color-coded bars warn before you overspend on Food, Shopping, Travel, Bills and more.
👆
PIN + Biometric
4-digit PIN with fingerprint/face unlock on app open. Card details additionally protected by biometric before revealing.
📋
Bills Tracker
Add Netflix, Jio, Rent, Electricity with brand icons. Marks overdue / due-soon / paid status. Tapping "Pay" auto-logs the expense transaction.
🧠
Smart Insights
Auto-detects peak spending days, weekend patterns, and low income-logging. Surfaces actionable observations, not noise.